Key Person Insurance
Does your business have key person insurance cover in place?
Our dedicated team of qualified independent financial advisers are regulated by the FCA. This means that as well as providing advice that is regulated we are not tied to providers and we are able to give our clients quality, honest, whole of market advice without any bias.
Our London based IFA team work with clients who wish to insure key people within their business. Key person insurance can cover any member of staff who has a direct impact on the profits of the business. This could be a business owner, director or indeed any employee with specialist skills.
Key Person insurance is life insurance taken out by a business on the life of a crucial person in the business. It can also include an option to cover critical illness. The policy is paid directly to the company or partners.
Key Person Insurance
Our team of IFA’s understand the critical role that key personnel play in the success of your business. We specialise in working with businesses to provide tailored key person insurance solutions.
This type of cover is designed to protect your business from the financial impact of losing a key team member due to serious illness or death. Whether it’s a senior manager, a skilled technician, or a vital salesperson, the absence of these individuals can disrupt operations and affect profitability.
Every business is unique, and so are its key contributors. That’s why our advisers take the time to understand your company’s structure, goals, and the specific roles that drive its success. We work closely with you to identify the personnel whose absence would have the most significant impact on your operations and profits. Once identified, we design a key person insurance policy tailored to your needs, ensuring the payout is sufficient to mitigate the financial risk. Whether it’s covering the cost of recruitment, temporary staff, or stabilising cash flow, our solutions provide peace of mind for your business’s future.
Choosing key person insurance is not just about safeguarding your business; it’s about investing in its long-term success. Our advisers are committed to providing ongoing support, ensuring your coverage remains relevant as your business evolves.
Let us help you protect your most valuable assets—your people.
If you would like to arrange a free initial consultation with a member of our Financial Services and Wealth management team, contact us today or telephone us on 020 7870 9050.
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